We’ll keep you updated with new regulations, advice and handy guides. You'll also find info on local property, the market and our community.

Our Useful Guides & Insights are aimed at keeping you up-to-date and well informed. We cover a range of topics across residential sales and lettings, property management, financial services, the local community and everything in between. From home selling and buying advice, renting guides and the latest laws and regulations - you can find it all here. We aim to present each article in an easy-to-digest way, in language that actually makes sense and usually with a good dose of humour (because why make property boring!).

Helpful Guides & Insights

An illustration of a father and his daughter outside their house and him explaining to her that one day this would be given to her.
It’s a Family Affair, How to Smoothly Transfer Property to Your Child

‘Tax doesn’t have to be taxing’ they would purr at the end of those smug-faced Inland Revenue adverts. Sure thing, Moira, but as anyone who’s ever had to pay one single tax in the history of their life we all know it bloody well is actually. What’s even more taxing is dealing with property tax – and more specifically – transferring ownership of said property. Add the small detail of children and you’ve got yourself a full house of headaches, as it were. Each and every one of the taxing minions wants to get their grubby little paws all over your properties and that’s just one more bugbear for the books.

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An illustration of a lady and a lettings negotiator discussing the new rental regulations reforms on a sofa of property she's keen to put an offer in on.
Tenants Rejoice and Landlords Take Heed: The Renters Reform White Paper is Here

In the words of the UK Government as they boldly released the all dancing, all singing Renters Reform White Paper – brimming with anticipation and slick with sweat – “release your trade! Release the stress! Ohh, let’s go, forget the rest!” Wait. Maybe that was Beyonce. Well either way, each are going through a Renaissance if you will and have some life changing new rules to heed for landlords, tenants and Beyonce fans alike. Let’s take a deep dive into the papers and find out what on earth they’re asking us to do.

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An illustration of a lady and her mortgage advisor/broker having an initial talk.
Clever Questions to Ask Your Mortgage Broker

As we well know, buying a house can be a daunting process that generates more questions than answers. From fees to interest rates to what kind of tea to ask for in the broker meeting, your mind may become a slurry of queries and whole fat milk. Thankfully, Davies & Davies are here to quell your qualms by dimming the lights, shining a spotlight on your mortgage broker and grilling them on your behalf.

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A illustration of Estate Agent answering a prospective house buyers questions regarding the property they've just viewed.
What to Ask Estate Agents When Buying a House

With great house purchases comes great responsibility. Attending viewings armed with a list of questions is a wise move, one we’re fully on board with. We’re here to help you ask the right questions of your humble estate agents to ensure you get the most out of your property purchase. Because getting it right is worth, well, the price of a house in the end.

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A illustration of a couple standing next to a ladder with what most consider as the typical property progression, so gradually getting bigger and more specific.
How to Move up the Property Ladder

Whether you need more space, want to expand your portfolio or want to relocate to a different area – you may be considering moving up the property ladder. There are lots of factors to consider before taking the plunge. Read on to work out if a manoeuvre up the ladder is right for you.

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illustration of a woman holding an estate agent's board reading 'sold' and sprinting towards a house, while a man struggles with an estate agents board reading 'for sale' as he tries to drag it towards the house.
Why You Should Sell Your Property Before Buying Another

To sell or not to sell really isn’t the question when you are purchasing property. “Why!?” we hear you scream as you tear your vein popped eyes away from your one true love on Rightmove. Well, whether or not you’ve found the two bed of your dreams in that covetable North London postcode well within your budget (SWOON), the current owners of said dream house are going to choose Rita round the corner who has already sold her current abode.

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A illustration of a couple together in a living room of their new property unpacking with their pet cat posed in frame.
How to Navigate Buying a Property with Family or Friends

As the old saying goes, ‘a friend is one who overlooks your broken fence and admires the flowers in your garden’. But what about a friend who buys said fence and garden with you and helps spread the mortgage costs? Now that’s a true friendship. Whether it’s your partner, sister or friend, there are many benefits to buying a property with someone else. On the flip side, however, you’ll find a few pitfalls to avoid and prepare for, should you decide to make a joint investment. Here’s how to make it work, team work style.

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A illustration of house seen using a magnify glass that makes it stand out from all the rest on the street.
How to Make Your Rental Property Stand Out Online

Turn to the left! Turn to the right! Stop traffic! It’s time to stand out from the, let’s face it, over saturated rental crowd. An audience of potential renters are numbly scrolling as we speak. Gliding their mouse over hundreds of one bed, laminate floored carbon copies and forgetting their own names, never mind their monthly budget or reason to live. Let’s give them something to really get excited about and show your property in its best light / angle. Here’s our handy guide to blasting the competition out of the water. Sashay away!

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A illustration of a couple together outside their new property they'd secured with the Government's new 95% mortgage scheme.
95% Mortgages – How Do They Work and Are They for Me?

Score! You’ve landed on Piccadilly with Free Parking and a get out of jail free card. Oh, and what’s this new chance card just introduced? ‘A new government-backed 95% mortgage scheme that helps first time buyers or current homeowners secure a mortgage with just a 5% deposit’. Yes, you read that right. You can secure a mortgage with a mere 5% of the deposit saved. But why on earth would those Westminster back benchers agree on such a thing for the age old property game, particularly in this current financial climate? Well, thanks to a rarely seen but relentless enigma known locally as Corona, lenders have tightened their money belts so hard that first time buyers have all but gone extinct without a board or silver dog to play with…

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A illustration of Victorian house with exaggerated features (too many plants on the window ledge, hanging lights),a sign that says 'The Great House' which is definitely not what this property is?
Here’s How to Really Sell Your House on Rightmove.

Come close, friend. Closer. Batten down the hatches and lean in. We’ve got some classified information for your ear holes that will seriously help with that looming home sale you’ve got on the horizon. There’s a property sales boom going down in the UK currently, so you’re going to need to fully up the ante and make that house shine. Luckily for you, we’ve got all the industry insider tips and tricks to getting it ship shape and ready to be seen by all those potential buyers. Let’s get you ready for your close up…

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A illustration of a passport, payslip and landlord reference application with a hand about to sign the form.
A Horror Free Guide to Tenancy Referencing.

Whether you’ve stumbled upon the rental home of your dreams, or daydreaming about finding one soon, you’re going to have go through the necessary evil that calls itself: tenancy referencing. *distant blood curling scream*. Pop that cushion away, for this needn’t be a nightmare filled rigmarole (that’s one pasta dish from Pappagoni’s we wouldn’t recommend). Read on for our hammer horror-free guide to passing the dreaded tenancy checks, with a little help from our friends at Goodlord. Your haunted castle awaits…

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Illustration of a Landlord speaking to one of the Davies & Davies lettings team about tenant security deposits.
Tenant Security Deposits: A Guide for Landlords.

Oh security deposit, you complex creature you. Created to protect both tenant and landlord, the deposit is far from a simple affair. Anyone who has had any experience with retrieving or exercising deductions knows it is a veritable mind exploder. But it needn’t be this difficult. Read on for our guide to keeping things fair in the game of renting and deposits.

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An illustration of a pregnant women being shown around a property for sale by an estate agent from Davies & Davies
Buying a Home While Pregnant or Adopting.

Firstly, congratulations! Whether you’re currently housing a melon sized ball of life change in your nether regions, or flirting with the idea of adopting; you’re doing one heck of a wonderful thing. But we know how overwhelming the house buying process can be, let alone with another huge life change on the horizon. That’s why we’ve compiled a nursery room full of tips, tricks and advice when it comes to buying whilst pregnant or adopting. From your finances to your child gates, it’s time to dim the lights and listen to Davies and Davies Story Time.

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A illustration of a lady who is buying a property alone, standing next to a Davies & Davies sold sign which is outside her new home.
Going It Alone. How To Buy a Property as a Single Person.

Hey there Hans Solo, we’re proud of you. Buying a property alone is no mean feat, and we should know. But it will be incredibly rewarding, particularly if you decide to take our sage advice. No, we’re not suggesting you whip out some actual sage and start burning a hole in the curtains. Thanks to our old chum, Covid, the market has been somewhat quashed – but it won’t be held down. For those of you looking to buy in these times, we proudly raise our hats, readjust our masks and say, you got this. Because the UK property market is coming out the other side of the corona tunnel, and you are too. Read on for our tips, tricks and guidelines to getting on that property ladder without a helping hand.

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An illustration of a lady and her Surveyor, completing Surveyor's Reports, outside a property, the Surveyor is pointing towards a cracked slate over the window.
A Buyers Guide to The Mystical World of Surveyor’s Reports.

So you’ve secured a property, picket fence and all. Your next step before purchasing said dream abode is to alert your solicitor and instruct an independent surveyor. But there’s no need to be f-f-fwightened oh mighty lion! We’re here to break down the somewhat bewildering array of Surveyor’s Reports for your viewing pleasure, and find out which one is best for you in full technicolour. So skip with us, arm in arm along the North London red brick road towards full surveying report enlightenment (hiding just behind that fetching Dunelm curtain).

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Illustration of houses with a Davies & Davies sale sign outside it and a family walking past wondering what the Budget 2021 Means for the Property Market.
What the 2021 Budget Means for the Property Sector.

You might have been wondering what Rishi Sunak’s 2021 budget means for the property sector and how it affects you. It’s true to say that the financial stability of the UK has historically mirrored the health of the property sector. Last year the market pretty much came to a standstill for a brief period during the early days of the pandemic. However, the introduction of the stamp duty holiday, and other economic measures brought in, have allowed the sector to more or less bounce back. The new 2021 budget continues on this pathway of sustaining the property market. So what does this mean for first-time buyers, homeowners, landlords, tenants and potential investors? Here’s our summary.

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An illustration of deeds to a property, pen, keyring in the shape of a house and a potted plant on a table.
So You’ve Inherited a House. What Comes Next?

It’s true that a lot of homes are snapped up by first timers carefully clambering upon one rung of the ladder, or experts keeping afloat in the deep end of the property pool. But sometimes, whilst you’re having a quiet sit down in the swimming pool canteen, a property can be handed to us on a plate with a side order of inheritance tax. For these exercise avoidant foodies, it can be a little overwhelming. That’s why we’ve compiled a handy guide for those of us who’ve inherited property, when we were simply expecting a mediocre helping of soggy sausage and chips.

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A illustration of a couple together in a living room, a table with a potted flower all implying this is their new buy-to-let property.
How To Become a Buy-To-Let Landlord

So it’s your first time? Do not fear, D&D are here. While finding out how to become a buy to let landlord can be a daunting prospect, we know all too well the value to gain from embarking on such new, uncharted territories. Although recent changes to taxation last year, meaning you can no longer deduct mortgage expenses from rental income, a buy to let property is certainly worth the investment once you’ve grasped the ins and outs of the market. So let us hold your hand through the process, if you’re comfortable with that of course Keith.

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An illustration of a confused looking woman asking a mortgage broker questions.
Do I Have To Tell My Mortgage Broker How Much Deliveroo I Order? And Other Awkward Mortgage Questions Answered…

Overspent on pizza, can’t afford your repayments or got yourself into debt? Let us answer those awkward mortgage questions you’re too embarrassed to ask. Don’t be shy, welcome to the Annual Awkward Mortgage Q&A with your friendly property experts. Those burning queries you have that might be a bit on the sensitive side? Well, we’ve heard it all before and there’s no judgement here at all!

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A illustration of lady putting coins into a large piggy bank suggesting its the money received back from her tenancy deposit.
Your Guide to Moving Out With Your Deposit Intact

We’re here to remind you how to make sure you get your deposit back so you can avoid getting into a stressful tug-of-war over your hard earned cash. If you’ve made the decision to move on out, the last thing you need is to see your security deposit withheld as you attempt to conjure up a new one for the next place. So here’s our stress free guide to moving on out in the form of M People’s hit song from 1993, no less. Hit it, Heather.

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An illustration of two people (man and woman) celebrating outside their new house having agreed the sale.
How to Speed Sell Your Home This Winter

Sell sell sell! cries your house at night, as your partner murmurs ‘it’s just settling love, go back to sleep’. But you can’t. Move move move! you hear it creak, as you nervously waddle downstairs for a Nigella-esque gulp of cheesecake at midnight. Yes, your property is ready to be taken to market like a pig ready for a hog roast, but is it ready for its close up? Are you ready for your close up? This Winter, you’re most likely champing at the bit (or cheesecake) to get your house up and sold, so that’s where we come in. Here are our top tips for getting your best asset pimped and primped for a swift sale, so you can quit stress eating through the cold winter nights.

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Illustration of a man and a woman shaking hands with a builder who is working on their house.
Bureaucracy Be Gone! Automatic Planning Permission Has Arrived

Say goodbye to arrested development and long drawn out planning applications. Say hey there to permitted development and automatic ‘yes siree you can build a pretty kitchen extension’. The Government, Dua Lipa style, counted out some new rules earlier in the year, and consequently made a hit song about it with full dance routine choreographed by Rishi Sunak. You might have missed it while you were engrossed in the BoJo baby news and that particularly eye watering episode of Naked Attraction. But what do these new rules mean for you and what exactly are they? Well get your leotard and shades on and let’s get counting.

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llustration of women fixing up a property.
Fix Up, Look Sharp! Why a Fixer Upper Property Might Be Just the (Golden) Ticket.

Reservations about renovations? Purchasing a fixer upper property might not be quite as romantic and fun filled as they make it seem on ‘Escape to the Chateau’, but it can still be a great investment and a rewarding experience. If your concerns are rooted in the idea of purchasing property during a pandemic (say that five times fast), now could be the perfect time to peruse the renovators. Here’s our guide to making a fixer upper work for you and what considerations to take on board first.

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You Had Me at Stamp Duty. Why House Buyers Are Hot Property Right Now

Well hello there handsome, how the devil are you? We must say you’re looking particularly attractive right now. Do take a seat and let us bend your ear a while on all things mortgage and land tax related. Although we are admittedly in the depths of a confusing-at-best global pandemic *breathe*, you are also in a pretty good place property market wise. While we do not wish to make light of the current situation, there is a light at the end of the tunnel if you are in the fortunate position to be able to buy a property at the moment.

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Contact

info@daviesdavies.co.uk

020 7272 0986

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Finsbury Park

London, N4 3EG

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