Hey there Hans Solo, we’re proud of you. Buying a property alone is no mean feat, and we should know. But it will be incredibly rewarding, particularly if you decide to take our sage advice. No, we’re not suggesting you whip out some actual sage and start burning a hole in the curtains. Thanks to our old chum, Covid, the market has been somewhat quashed – but it won’t be held down. For those of you looking to buy in these times, we proudly raise our hats, readjust our masks and say, you got this. Because the UK property market is coming out the other side of the corona tunnel, and you are too. Read on for our tips, tricks and guidelines to getting on that property ladder without a helping hand.

So you’ve secured a property, picket fence and all. Your next step before purchasing said dream abode is to alert your solicitor and instruct an independent surveyor. But there’s no need to be f-f-fwightened oh mighty lion! We’re here to break down the somewhat bewildering array of Surveyor’s Reports for your viewing pleasure, and find out which one is best for you in full technicolour. So skip with us, arm in arm along the North London red brick road towards full surveying report enlightenment (hiding just behind that fetching Dunelm curtain).

You might have been wondering what Rishi Sunak’s 2021 budget means for the property sector and how it affects you. It’s true to say that the financial stability of the UK has historically mirrored the health of the property sector. Last year the market pretty much came to a standstill for a brief period during the early days of the pandemic. However, the introduction of the stamp duty holiday, and other economic measures brought in, have allowed the sector to more or less bounce back. The new 2021 budget continues on this pathway of sustaining the property market. So what does this mean for first-time buyers, homeowners, landlords, tenants and potential investors? Here’s our summary.

It’s true that a lot of homes are snapped up by first timers carefully clambering upon one rung of the ladder, or experts keeping afloat in the deep end of the property pool. But sometimes, whilst you’re having a quiet sit down in the swimming pool canteen, a property can be handed to us on a plate with a side order of inheritance tax. For these exercise avoidant foodies, it can be a little overwhelming. That’s why we’ve compiled a handy guide for those of us who’ve inherited property, when we were simply expecting a mediocre helping of soggy sausage and chips.

So it’s your first time? Do not fear, D&D are here. While finding out how to become a buy to let landlord can be a daunting prospect, we know all too well the value to gain from embarking on such new, uncharted territories. Although recent changes to taxation last year, meaning you can no longer deduct mortgage expenses from rental income, a buy to let property is certainly worth the investment once you’ve grasped the ins and outs of the market. So let us hold your hand through the process, if you’re comfortable with that of course Keith.

Overspent on pizza, can’t afford your repayments or got yourself into debt? Let us answer those awkward mortgage questions you’re too embarrassed to ask. Don’t be shy, welcome to the Annual Awkward Mortgage Q&A with your friendly property experts. Those burning queries you have that might be a bit on the sensitive side? Well, we’ve heard it all before and there’s no judgement here at all!