What the Landlord Eviction Ban Extension Means for You and All of Us

We’re All in This Together, as a Community.

Last week, Housing Secretary Robert Jenrick announced that there would be an extension to the landlord eviction ban of late, providing some extra support over the winter months. We understand that landlords and tenants have been hit hard during the lockdown period, with uncertainty and confusion over what will happen next. So here we will lay out what the latest government announcement means for both landlords and tenants, together. As we have come to learn that nothing is concrete in this new post COVID world we find ourselves in, it is also entirely possible that the government will release amendments to this recent announcement. You can always access the most up to date forms here.

D&D Illustration of a tenant being handed over keys by a D&D letting's agent in front of their new home

Let’s Start at the Beginning

At the start of lockdown, to prevent additional hardship for those who had been affected by COVID, the government had issued a complete ban on evictions nationwide. After the initial three-month period, the government further extended the ban for two months more. 

So What Now? 

On the 29th August that the government formally announced recent changes to the notice period landlords have to give when serving a section 21 or a section 8 notice under the Housing Act 1988. In other words, renters affected by coronavirus will continue to be protected from eviction for another 4 weeks. This means that in total, according to the Housing Secretary, no legal evictions will have taken place for 6 months and courts will not hear repossession cases until 20th September 2020. What’s more, landlords in England will now need to give tenants a six-month notice period of eviction. This also means that if the Tenancy Agreement has a Break Clause saying the Landlord can end the tenancy by giving two months’ notice, they will still have to give the 6 months’ notice. All in all, most tenants will be able to stay in their homes until the end of March, minimum. To gather a more detailed sense on what Section 21 and Section 8 notices entail, click here

Davies & Davies Lettings Director advising/support a client

What Exactly Does This Mean for Landlords?

This may mean that landlords wishing to sell their property in time for the stamp duty holiday may miss out on that opportunity, unless the Government decide to make changes to the end date in December. Which is entirely possible, let’s be fair. For most Buy To Let landlords who have bought homes with the sole intention of renting, this shouldn’t have much of an effect. When courts do reopen for eviction purposes, top priority will go to those facing issues such as antisocial or criminal behaviour from tenants or extreme rent arrears. 

If you are struggling financially due to all of this, mortgage payment holidays are still available and may be an option worth considering. Like other homeowners, landlords can apply for a payment break through their lender to help with financial difficulties – a scheme running until the end of October. For more information, take a deep breath and peruse our handy Guidance for Landlords during COVID-19 article.

Then What Does This Entail for Tenants?

For many tenants, the government action to support tenants over the winter means that once the eviction ban ends on the 20th September, landlords will have to further give tenants at least half a year to vacate their property once notice has been served, excluding special circumstances where there are serious mitigating factors, such as anti-social behaviour and domestic abuse, will this notice period cease to apply, the Government has said. If you are a tenant in need of guidance due to the pandemic, please see our Guidance for Tenants during COVID-19 article. (It’s very calming, well written and informative, if we do say so ourselves).

And Lastly, What Does All of This Require From Us?

Let’s get cheesy for a second: it asks us to work together. No, seriously. We are still in a pandemic, and while the government are doing what they can to address people’s needs, it’s more important that landlords and tenants work together in this difficult time. Come on, hold hands neighbourinos and sing it with us: ‘we’re all in this togeeether’. As landlords and tenants, we can support one another in accessing the help on offer. 

You might wonder what on earth you can do as a tenant to help your landlord, the person who just wants the rent you simply can’t give them right now. Well, if you give your landlord the evidence that you have lost your job due to the pandemic, this could help your landlord receive a mortgage payment holiday. You would therefore receive a rent holiday while getting back into full time employment again. 

Whilst it may feel like a bit of a quagmire of confusing information and legislative U turns, by staying informed and in communication with each other we can find mutually beneficial outcomes in this otherwise seemingly negative situation. For more information and advice, take a look at our linked articles and moreover at our Useful Guides and Insights page.

Article by Sophie Taylor at Barefaced Studios

Photography by Odera Okoye at Barefaced Studios

 

Back to Useful Guides & Insights
Your Guide to Moving On Out, With Your Deposit Intact

We’re here to remind you how to make sure you get your deposit back so you can avoid getting into a stressful tug-of-war over your hard earned cash. If you’ve made the decision to move on out, the last thing you need is to see your security deposit withheld as you attempt to conjure up a new one for the next place. So here’s our stress free guide to moving on out in the form of M People’s hit song from 1993, no less. Hit it, Heather.

Read More...
An illustration of two people (man and woman) celebrating outside their new house having agreed the sale.
How to Speed Sell Your Home This Winter

Sell sell sell! cries your house at night, as your partner murmurs ‘it’s just settling love, go back to sleep’. But you can’t. Move move move! you hear it creak, as you nervously waddle downstairs for a Nigella-esque gulp of cheesecake at midnight. Yes, your property is ready to be taken to market like a pig ready for a hog roast, but is it ready for its close up? Are you ready for your close up? This Winter, you’re most likely champing at the bit (or cheesecake) to get your house up and sold, so that’s where we come in. Here are our top tips for getting your best asset pimped and primped for a swift sale, so you can quit stress eating through the cold winter nights.

Read More...
Illustration of a man and a woman shaking hands with a builder who is working on their house.
Bureaucracy Be Gone! Automatic Planning Permission Has Arrived

Say goodbye to arrested development and long drawn out planning applications. Say hey there to permitted development and automatic ‘yes siree you can build a pretty kitchen extension’. The Government, Dua Lipa style, counted out some new rules earlier in the year, and consequently made a hit song about it with full dance routine choreographed by Rishi Sunak. You might have missed it while you were engrossed in the BoJo baby news and that particularly eye watering episode of Naked Attraction. But what do these new rules mean for you and what exactly are they? Well get your leotard and shades on and let’s get counting.

Read More...

Get in Touch

Contact

info@daviesdavies.co.uk

020 7272 0986

Address

85 Stroud Green Road

Finsbury Park

London, N4 3EG

Opening Times

Mon – Thurs: 0845 – 1815
Fri: 0845 – 1800
Sat: 1000 – 1600
Sun: Appointments by request

 

 

Newsletter

* indicates required

By submitting your details you are consenting to Davies & Davies sending you their newsletter. You can request to have your data changed or removed at any time - please see our Privacy Policy.